What does it mean to have a permanent neck injury?

If you are injured, and are told you have suffered a permanent neck injury, it means that likely there is not much medically that can be done. Permanent is as it sounds it means forever, now it is very important to note that just because someone tells you, you have a permanent injury, it does not mean you will always be in pain. Different injuries react differently in different people. You may or may not be in pain.

If you have been told you have a permanent injury, and you wish to find out what that specifically means, you can always ask for a second opinion from a different medical provider for clarification.

If you have been permanently injured by a car wreck or work injury and want to know legally what your rights are, you should call an Atlanta Injury Lawyer.

Things you should never say to your insurance company and why

CNN published a news report explaining some of the things you should never tell your insurance company, most are geared toward car wreck claims.

It is always helpful to read articles such as this prior to getting into a recorded telephone conversation.

See this report at 5 Things Never to Say to Your Insurers.

Are you protected? Do you have enough insurance coverage?

You can not make these stories up. Doraville Police confirmed they pulled over a driver who was driving with the dangerous chemicals in his car. He was basically cooking methamphetamine while he was driving on Interstate 285. It is not known how he did not injure himself and others. Ironically, this man was driving on Interstate 285 north of Atlanta with no seat belt. Because he had no seat belt on a Doraville Police Officer initiated the stop.

To read more details of this story go to http://bit.ly/DtC0c.

The teaching point from this post is you never know who is in the car next to you. This matter could have been catastrophic. Luckily it was not.

New special report explains what to expect when you meet an attorney for a free consultation.

Our office has written a special report which helps anyone who has been involved in an auto accident. This special report will help you understand what you are involved in and what to expect from the insurance company and attorneys prior to getting involved in the process. Likely if you or your loved one have been involved in a motor vehicle collision, you are in pain, and wondering what do I do now?

This special report helps answer questions like:

Should I sign anything the insurance company provides me?

Should I give a recorded statement?

How do I get medical treatment?

How do I pay for my medical treatment?

What insurance companies should I speak with and why?

Who is going to pay for my lost wages?

These questions and much, much more are provided in this free no obligation special report. Our firm is dedicated to educating you on the process you have been forced into due to the carelessness of another.

Call and provide your name and address for your free special no obligation report, you need this prior to speaking with any insurance company and prior to speaking with any attorney on this matter. Call today for you free report 770-948-5454.

Why is my health insurance denying to pay my bills that are related to my workers' compensation claim?

Unfortunately, this is something that comes up from time to time here in Georgia. Sometimes the health insurance carrier will take the stance that they are not required to pay for medical treatment that is the responsibility of another party. For example, in a motor vehicle collision, the at-fault driver would be responsible for the damages (reasonable and necessary medical bills) that relate to the collision. The problem with that is the liability insurance carrier may or may not accept responsibility for their driver's actions or in-actions. Another important point is if they do accept liability, they will not pay for your medical care as you go. So what that means is you will be forced to pay for your medical care in advance and may be paid back if you are able to resolve your claim with the at-fault driver's insurance company.

The nature of your injuries will determine how much you will have to come out of pocket, should your health insurance. For most people this is at the worst time, because if you are injured and can not work, you usually will eat up what savings you have just paying bills while you are out of work. The good news is the lost wages you can prove should be reimbursed. The bad news is that will also be at the end of the claim.

The hard thing to believe is that someone who is fortunate enough to have health insurance, may be denied at the time when they need it most. Luckily this is becoming less common. Likely the reason is that health insurance companies are now focusing on their subrogation/reimbursement rights they have. Subrogation/reimbursement rights are usually written in their contracts and provide that should you collect from a third party they will have the first available funds to pay for the medical bills that the health insurance company has paid on your behalf.

As you can see this can get complicated, but it is important you deal with your health insurance company if they have paid for your medical bills related to a car crash or a slip and fall and you are looking at collecting from an at fault party. If you do not deal with the insurance company, they can come after you directly or affect your health insurance moving forward.

If you are involved in a motor vehicle collision, slip and fall or workers compensation claim and your health insurance has paid a portion of your medical expenses, you owe it to yourself to speak with an attorney who will be able to explain what your legal rights are, so you do not find yourself involved in unnecessary litigation. Call an Atlanta Personal Injury Attorney today at 770-948-5454.

Could you be putting yourself at risk for identity theft?

In a story on CNN, they explain how the social networking sites are becoming a feeding frenzy for identity theft cyber-criminals. According to the CNN Report, the FBI estimates 3200 accounts are hijacked per year. Often the most common way the criminals hijack the accounts is by sending fake e-mails advising there is something wrong with their account. That is old style hijacking. Now a days they send an e-mail with a common name so it appears to be from a friend requesting help, you must just log on to your normal Facebook, or Twitter or other social networking site. When you do the cyber-criminals have your sign in information and are able to discovery what personal information you have provided to the social networking site.

For more information see this article at CNN.

Protect yourself.

What are the minimum limits of insurance for motorcycle drivers?

Currently under Georgia law, motorcycles are required to carry $25,000/$50,000 liability limits of insurance coverage.

What that means is no more than $25,000.00 per person and no more than $50,000.00 per accident. For example if there is an accident with only one person who is not at fault hurt by the motorcycle driver action, then they would have up to $25,000.00 of insurance coverage. If there were ten people injured in an accident then they would all have only $50,000.00 in insurance coverage from the liability or at fault driver.

This example does not include uninsured/underinsured motorist coverage which would possibly provide additional coverage.

If you have been involved in a motor vehicle collision and are unsure how to read your insurance coverage, my office will provide you that information free of charge with no obligation to retain us as you counsel. Call an Atlanta Car Accident Lawyer today at 770-948-5454.